For new NY liquor license filers
Your landlord, your lender, and in most cases the State Liquor Authority will want proof of coverage before you pour your first drink. Takes a minute below. Quotes usually come back within 24 hours.
Your request is in. Expect to hear back within 24 hours, usually sooner.
Need it faster? Call or text 845-303-0783.
GL almost always excludes liquor. Under New York’s dram shop law, you can be held liable for what happens after the pour, on premises or off. Liquor liability is the policy that covers that gap.
That’s the best time. Quotes in hand before approval means no scramble on opening week, and no signing whatever’s fastest under deadline pressure.
Depends on seats, hours, and how much of your revenue is liquor. Most small places find it’s less than they feared. Finding out costs nothing.
Who’s behind this? Jack Reece. I work with New York bars, restaurants, and taverns on liquor liability. You deal with me directly, start to finish. Email jreece@elminfo.net or call/text 845-303-0783.
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